Tucson Chapter 13 Bankruptcy Lawyers

Pima County Chapter 13 Attorneys Serving Tucson and Surrounding Communities

If you own a home or other substantial assets in Tucson or Pima County, Arizona, that you could be forced to give up in a Chapter 7 bankruptcy, then a Chapter 13 bankruptcy may help you get relief from crushing debt problems.  Chapter 13 bankruptcy offers people a measure of flexibility that is not available in Chapter 7.  At our Tucson based bankruptcy law firm we help people across Tucson, Marana, and Oro Valley seek bankruptcy relief.

Tucson chapter 13 bankruptcy lawyers would be very helpful for an individual with a regular income but who is still facing extreme financial difficulties, Chapter 13 bankruptcy may offer exactly the relief he or she needs.  By reorganizing debt rather than liquidating possessions, Chapter 13 can give you the fresh start you are hoping for without the loss of valuable property.  Chapter 13 is also helpful to individuals who do not qualify for chapter 7 under the means test.

Are you interested in learning more about this form of bankruptcy? At our Tucson bankruptcy law firm we offer a free initial consultation to discuss your particular options in this regard, as well as the particular benefits that a Chapter 13 bankruptcy may have for you.  My Arizona Lawyers‘ bankruptcy attorneys and legal staff are fully dedicated to protecting clients’ rights and helping them get the second chance they need.

Chapter 13 Bankruptcy Attorneys in Tucson

The Chapter 13 bankruptcy attorneys in Tucson can provide you with all of the benefits that are available through filing bankruptcy. Chapter 13 allows for the repayment of your debts over the period of three to five years. It allows individuals to reorganize any debts owed, as well as being able to keep their home. If you do not qualify for chapter 7 bankruptcy protection and have a mortgage, delinquent taxes, student loans, alimony, or child support obligations, Chapter 13 may be the correct  debt relief option for you.

As you have a specific amount of time to pay back your debts, it is necessary to have a stable, consistent source of income to be allowed to file for Chapter 13 bankruptcy.  Our Tucson bankruptcy law firm is made up of knowledgeable Tucson bankruptcy lawyers who have many years of expertise helping families, couples, and individuals in Tucson resolve their financial difficulties. The firm will analyze your current debt situation and determine if filing for Chapter 13 will be the best choice for you. Contact Us today for a free debt evaluation and bankruptcy consultation. 

Advantages of Filing Chapter 13

Chapter 13 Bankruptcy in Tucson Provides Benefits

There are numerous invaluable benefits to filing for chapter 13 bankruptcy in Tucson.  A Chapter 13 bankruptcy can stop a mortgage foreclosure and vehicle repossession.  It may allow an individual to have their driver’s license reinstated if it has been suspended due to unpaid parking tickets.  Chapter 13 is also often a viable option to individuals who make a significant amount of income.  Chapter 13 can protect your home even when you have substantial equity.  In an equity driven Chapter 13 bankruptcy an individual will pay back their unsecured creditors based upon the amount of unprotected equity they have in a home.

Filing chapter 13 bankruptcy allows you to keep more of your assets as long as you continue on your payment plan. It gives you needed time to pay back your debts.  Chapter 13 will allow you to save your home from foreclosure, something you may not be able to do if you are filing for Chapter 7 bankruptcy protection. As with any bankruptcy filing, creditors must cease further collection actions, allowing you to experience relief from the constant harassment and phone calls.  With a chapter 13 bankruptcy any wage garnishment, collection actions, or lawsuits must stop, allowing you to concentrate on your repayment plan and work towards fully resolving your debt problems. 

Let our Tucson bankruptcy law firm help you with your financial problems.  By consulting with the firm in a free initial consultation, we will provide you with solutions and answers.  The firm looks forward to helping you obtain relief from debts.  Contact our Tucson bankruptcy attorneys today to determine if filing for chapter 13 bankruptcy is the best option for you and your family.