Chapter 7 Bankruptcy

Experienced Chapter 7 Attorneys in Tucson

Advantages of  Filing Chapter 7 Bankruptcy in Pima County

Contact one of our affordable and experienced bankruptcy lawyers in Tucson, Arizona if you or someone you know is facing overwhelming debt.  Our low cost lawyers will discuss with you how filing chapter 7 bankruptcy may be an option which will relieve you of your debt and help you get the fresh start you need.  Plus, we offer a “File Now! … Pay Later!” bankruptcy option to help you afford your debt relief efforts.

When debtors cannot reasonably pay off their debts it is time to consider Chapter 7 bankruptcy.  It becomes crucial when creditors begin to implement wage garnishments, file law suits against you, and start the process of repossession of your vehicles and property.  The bankruptcy filing must be done correctly though or the bankruptcy court may throw it out.  When that happens, the court makes you wait 180 days to re-file.  This can be disastrous if wages are being taken to satisfy debts and repossessions are occurring.  Therefore, it is urged that debtors needing assistance contact a chapter 7 bankruptcy lawyer in Tucson that is skilled at discharging debt through filing for chapter 7 bankruptcy protection.

There are several important advantages of filing Chapter 7 bankruptcy. In fact, chapter 7 bankruptcy protection is the most common form of bankruptcy filed in Tucson, in Arizona, and throughout the United States.  An individual or a business may file under Chapter 7 of the U.S. Bankruptcy Code. This process involves the liquidation of assets and the distribution of proceeds from this liquidation to creditors.

Some of the advantages of  Tucson Chapter 7:

• Stops creditor harassment.
• Stops all debt collection efforts.  
• May stay foreclosure proceedings, giving you time to figure out an alternative to foreclosure.
• Successfully completed, discharges all eligible debt.
• There is no maximum limit to the amount of debt that can be discharged.
• There is no minimum amount of debt that can be discharged.
• Chapter 7 proceedings take approximately 3 to 6 months to complete, meaning your debt can be discharged in a relatively short amount of time.

Chapter 7 Bankruptcy Attorneys in Tucson

While there are advantages of filing Chapter 7, there are also disadvantages of filing for chapter 7 bankruptcy in Tucson.  Our Tucson bankruptcy attorneys at can review your particular situation and discuss your options with you so you can make a decision regarding whether to file for bankruptcy, and whether Chapter7 bankruptcy is the best option for you.

We represent debtors (individuals and businesses) throughout all of Tucson, Oro Valley, Marana and South Tucson, Arizona.  We are happy to discuss the particular advantages chapter 7 bankruptcy has to offer, and how this will affect you now and in the long run.  Contact our Tucson bankruptcy law office today for a free bankruptcy consultation and debt evaluation.  We offer free consultations either in person at one of our local bankruptcy offices or by telephone.