Once I sent a cease and desist letters to creditors that I don’t owe they can no longer respond and if they do what are my options?
Answer: Depending on the content of the letter they are required to stop contacting you. However, this does not eliminate the debt that you owe them.
Telling creditors to cease contact with you may speed up the creditors willingness to file a lawsuit against you.
You have a number of options for remedying your debt once you have notified them that they are not to contact you.
Depending upon your financial situation and the amount you owe to creditors, you may try to settle your debts, attempt to wait until the statute of limitations has expired on collecting the debt, or file for bankruptcy to discharge the debt that you owe.
You may want to discuss options regarding your financial situation with an experienced attorney.
* You and I do not have an attorney-client relationship formed by our communications on this website. Advice given by me on this website is general advice based on partial information. You should not rely on any advice given without first hiring a lawyer in the area where the case is pending, and providing that lawyer with full information.
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